About Us
How to Buy a Home
Owning a home often starts with a loan for most people. That process in itself is one of the most stressful aspects, both during the loan process, and every single month after when the payment is due. Learn to strategize and consult the options available to you, and secure the best loan possible. Because you'll be living with it as much as you will the home itself. Until it's paid off, and it starts to pay you back!
Home OWNERSHIP
Most people instinctively are able to imagine themselves living in a home. But the dream of owning a home involves so much more than where you sleep eat and play. Do you imagine yourself mowing the yard, changing the air filters, paying property taxes, or needing a new roof? The American Dream takes constant work, planning, and investing. And while it can build wealth for your future, it can build stress and debt for your present if you aren't awake to know what a home will need to realize that dream and the peace of mind it can bring.
How to FIND a Home
Finding the right home is as important as finding the right home loan, understanding the maintenance, or anticipating surprises homeownership reveals. The right home is sometimes just what's out there in the area or price range you need. Sometimes it's a floor plan, bedrooms and baths, space for yourself, babies, animals, crafts, workspace, upgrades ... you name it. The internet is a fantastic tool for all kinds of things. But nothing can replace a genuine real estate agent who is knowledgeable, diligent and who can help you navigate through the areas you've never been.
Get Your Money Right FIRST
Proverbs 24:27 urges the wisdom of ensuring that your house planning and building comes AFTER you have a plan to eat, live, work, and provide for the luxury that home ownership is. The wisdom in planning your finances and counting the cost first before you establish your house is not new. It's ancient wisdom and sound, prudent advice. The Home Loan Base is a modern day version of how to apply those principles in your financial life as it relates to 'building' your house.